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Insurance Content Managing Editor
Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...
Daniel S. Young


Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Joel Ohman
Updated August 2025
- At-fault accidents often lead to a significant 43% rate increase
- Essential strategies to manage costs after at-fault accidents
- Comprehensive guide on navigating at-fault accident impacts
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Short-term insurance can help with temporary coverage, but it could affect your future insurance rates since gaps in coverage are a red flag.Scott W. Johnson Licensed Insurance Agent
Unsure about insurance requirements in your state? An auto insurance company representative should know exactly how much coverage you need to drive legally. However, consider more coverage if you can afford it, as minimum insurance leaves your car unprotected.
Kalyn Johnson Insurance Claims Support & Sr. Adjuster
Unsure about insurance requirements in your state? An auto insurance company representative should know exactly how much coverage you need to drive legally. However, consider more coverage if you can afford it, as minimum insurance leaves your car unprotected.
Kalyn Johnson Insurance Claims Support & Sr. Adjuster
Unsure about insurance requirements in your state? An auto insurance company representative should know exactly how much coverage you need to drive legally. However, consider more coverage if you can afford it, as minimum insurance leaves your car unprotected.Kalyn Johnson Insurance Claims Support & Sr. Adjuster
Kalyn Johnson Insurance Claims Support & Sr. Adjuster
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